Grocery Coupon Overage Saves Even More Money

Those of you who have been following me know that I am big on saving money when I shop. I have been shopping with and recommending printable grocery coupons for several years now.

This article will go over the details on a way you can save even more money at the grocery store by taking advantage of something known as coupon overage.

Overage is when you redeem a coupon that has a value greater than the selling price of the product. The difference between the two is the overage. For example, say you have a printable grocery coupon for $1 off on a particular product. When you make your weekly trip to the store, that item is sale priced for 90 cents. You redeem your $1 off coupon and end up not only getting the product for my favorite four letter word, free, plus you earn 10 cents in overage. This is money that can be applied to other products you buy.

And just so you understand how it works, stores receive reimbursement from the manufacturer when one of their printable grocery coupons is redeemed. The store will receive both the amount of the coupon plus an additional few pennies to cover their costs of processing. Coupons are actually a powerful and lucrative promotional method for the stores.

However, something you need to know is that not all stores will allow overage. Prior to your next shopping trip, you should check your regular store’s coupon policy to see if they permit it. The savings from overage can really add up. Coupon policy should be an important part of your decision on which grocery stores to do business with.

Something else I suggest is that you keep a printed copy of your store’s coupon policy with you when you shop. Sometimes store employees are not familiar with all policies and procedures. The print out of the store’s policy has saved me time at checkout on more than one occasion.

Learn how to use grocery coupon overage. If you plan your shopping carefully, you can accrue extra money in overage each trip. It’s like getting products for free!

Discover how to save time and money every time you shop. Read this and other articles at my blog. Visit my website for more information and a top source of .

Financial Advisors need to take their women client even more seriously

The society being a patriarchal or male dominating one, the women involvement in most of the matters especially finances is never considered to be significant enough. Instances are there when a couple approaches a financial advisor, the male partner seems to be enjoying all the attention and leading the discussion rather the female partner.

This precisely the reason a woman rarely is heard of trusting an advisor when it comes to planning the finances. The Attitude of an adviser

Most of the financial advisers do not even consider taking the opinion of a woman in the family even if he is approached by both the couples. According to him, she is still the same women who had little knowledge about the finance related issues.

The advisers still live in the old age era when women had no decision making power on financial issues.

They rarely encourage a woman client to express her opinion. They never seek for their availability to explain the financial planning of the entire family. When they present a plan to the client they don’t feel the necessity of including the woman of the family. Advisers find explaining two people about the same plan as wastage of time, giving preference to the male partner.

Even when they meet both the couples, the preference is always given to the opinion of the husband than the wife. As because she is silent on many occasions, it is taken for granted that she does not have much understanding of the issue.

The changing scenario

With more and more number of women obtaining higher degrees and getting involved with a professional life, they have an equal hold on the issues related to finances. She know well how much she earns, or the family earns, what are the expenditures and how much saving is needed for the future requirements. There are many who work in the Finance Departments and handle the affairs brilliantly. Today’s women whether she has a major in Mathematics or economics or not, has a fair knowledge of financial development happening in and around. She is completely aware of various Insurance Plans, the benefits, the premiums and the taxes which she or her family is supposed to pay.

Rosy Brown is Social Media Expert and a Technical Writer. She believes in sharing his experience and intellects through live discussion or/and write ups. In this article she has discussed about advisers, women, client, financial, planning.